There is not one of us that knows what tomorrow will bring. Times are such that we absolutely can’t depend on much of anything for sure. What used to be security or safety is simply theoretical. We could lose our job, we could have a health emergency in our family, the stock market could crash, the car could break down, a fire could destroy our home. Any number of nightmares may become a reality. We just do not know who or when or why. We only need to realize it can and does happen every day and therefore it is really not wise to be in denial or say we will worry about it when the time comes.
Certainly sitting and worrying about it is not the answer. If we can try to prepare, though, we can relax a little bit knowing we have a plan for recovery or a ‘Plan B’. You may want to consider each of the above calamities and just create an overview of the ways you could try to protect yourself and your family. Naturally having some extra money would be the key to many of the ways we could survive through a crisis. It is really not so easy to save anything much though because it seems like as the cost of living rises exponentially, wages do not seem to keep pace anymore.
So it doesn’t seem like being able to put away $5 or $10 every payday will really amount to much even in a year; taking into consideration if you had to survive a crisis. Of course if you are fortunate to have good credit and one or more credit cards, one thing you could do is try not to use them and pay them down. You might as well put that $5 or $10 toward making a larger payment over the minimum due. That way you will have your credit line to fall back on in an emergency.
The other thing you can do is to start a business from home. You can easily do this in your spare time, evenings and weekends. Some people may feel that they need a year to even get something together to begin earning extra money. It may be true if you are thinking in terms of doing everything from scratch to build an online business. Nobody needs to do that. There are a plethora of applications and programs that do everything more or less for you, and you just need to learn how to do very basic things to get it running.
One of the quickest ways is to join an affiliate program. They will literally give you everything you need to get started technically and you could potentially begin to earn income quickly with some consistent effort to learn how and then to promote it online. There are programs that you can even join for free, but to be honest most of the time if you really want to earn real money you will need to upgrade. There are very reasonable fees and no contracts. Make an investment of your time and a small amount of money to get started BEFORE something happens so that you can feel safer knowing you are building income for any contingency.
